Benefits Guru reveals ‘standalone open finance ratings’ for workplace pension providers

Aviva, Intelliflo, Mercer, Scottish Widows and Standard Life received gold ratings, while True Potential received silver.
1 min read

Benefits Guru has released its 2025 financial wellness ratings for workplace pension providers offering standalone open finance features.

Six providers were rated, with five keeping their overall gold status from last year. 

True Potential held onto its overall silver rating and its gold rating in the consent subcategory. 

Meanwhile, Aviva and Standard Life kept gold ratings in all six subcategories.

Providers were compared across messaging and outcomes, inclusion of partner and joint accounts, consent, account connectivity, bank connectivity, and transaction history and categorisation.

Aviva, Intelliflo, Mercer, Scottish Widows, Standard Life and True Potential were benchmarked as providers offering open finance functionality. 

Aviva, Intelliflo, Mercer, Scottish Widows and Standard Life received gold ratings, while True Potential received silver.

Ian McKenna, founder of FTRC and Benefits Guru, said: “Open Finance continues to be one of the most powerful tools we have to reshape the way people engage with their money — and workplace pension providers are playing a vital role in driving that change.

“The providers recognised in this year’s ratings are not just ahead of the curve — they are actively shaping the future of financial wellbeing by turning smart data into smart decisions. 

“As regulation and consumer expectations evolve, these firms are demonstrating what good looks like and setting the standard others will be expected to follow.”

Marvin Onumonu

Marvin Onumonu is a Reporter for Workplace Journal and The Intermediary

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