
39% of older employees lack clear retirement income goals – WEALTH at work
About a fifth (19%) said they were unsure what their pension would be worth at retirement.

About a fifth (19%) said they were unsure what their pension would be worth at retirement.

WEALTH at work revealed that more than a quarter (27%) did not realise their pension savings are invested in assets such as stocks and shares.

WEALTH at work found 83% of employees are worried rising living costs will leave them less comfortable in retirement, up from 81% last year.

Members receive one to one support, digital tools and a written report to help them make sense of their pensions.

59% said higher nursery fees would mean cutting working hours or leaving work altogether.

Walsh will start the new role on 2nd June 2026, reporting to Jonathan Watts-Lay, director and co-founder of WEALTH at work.
45% worried about not having enough for unexpected costs, 29% were concerned about affording basic living costs, and 26% were worried about debt.

WEALTH at work found that 47% of UK workers said their biggest financial concern is not being able to save enough for the future.

Research found nearly half of workers now believe they will never be able to afford to retire, up from two fifths in 2024 and a third in 2023.

Nearly a quarter (23%) reported lower motivation, one in five (20%) said they lost focus, and 8% linked financial stress to more sick days.

The study from WEALTH at work showed only a fifth (20%) felt on track to meet financial goals.

Workers aged 35 to 44 were the most concerned, with 51% in this group saying they did not think they would ever be able to retire.
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