The data showed HMRC agreed 221,207 new Time to Pay arrangements covering £7.136bn of PAYE debt during the 2025/26 financial year, compared with 217,925 arrangements worth £4.259bn in 2023/24.
The platform now combines its digital system, 200 payroll experts and PayFit AI to manage payroll and employee matters.
Firmin Zocchetto, CEO and co-founder at PayFit, discusses why payroll still feels stressful for HR and payroll teams during peak periods in 2026.
The tool gives answers tailored to each worker’s situation, including contract type, payslip, leave balance and company agreements.
Among workers who requested a salary advance, more than half (54%) used it to pay a bill.
Pension contributions were confusing for 19%, and 18% said they worried about not spotting underpayments.
Analysis of over 600 small and medium-sized enterprises (SMEs) showed that by May, employer NI costs dropped back to £40,500.
Firmin Zocchetto said: "Giving entrepreneurs and employees real-time access to HR and payroll data is fundamental."
The discontent came as employees reportedly work longer hours than their European counterparts, while almost a third of workers wished their pay better reflected the work.
A new survey by PayFit revealed that 59% of 18-24 year olds do not fully understand why their pay changes.