A survey for Rathbones found Gen Xers are less likely to hold ISAs (66% versus 78% for Baby Boomers) or other investment accounts (45% versus 52%).
Seven in 10 (70%) Gen Z staff said technology helped them perform better at work, while 60% Gen X agreed.
According to the firm’s 2025 Pension Landscape report, savers over 50 hold pension pots far smaller than required to maintain living standards in later life.
The Employee Financial Stress Index, launched by Hymans Robertson Personal Wealth, found that Gen X workers reported the highest financial vulnerability at 40%.