The Retirement Reality report from Aviva and Age UK showed 30% of retirees in their 70s had already outlived the age they expected to reach when they were in their 50s.
DWP is running a trial with Age UK and Independent Age, sending letters to 2,000 pensioners in England who are likely to be eligible but not claiming.
For those with household incomes of £20,000 or less, 35% said their home was too cold most or all of the time.
Some essential Age UK services will be forced to scale down or close as a result of the Government’s decision to increase Employer NICs.
Age UK has warned that increased employer NICs will cost local Age UK charities £6.27m annually, forcing staff cuts and service closures for vulnerable older people.