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Four in five would return to work early after injury due to financial pressure, study finds

Susan Vanden, partner in the personal injury team at Simpson Millar, said: "Our research shows just how much money worries are shaping recovery decisions."

Four in five would return to work early after injury due to financial pressure, study finds
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Almost four in five adults would return to work sooner than medically advised following an accident or injury because of financial pressures, research from Simpson Millar has found.

The study of 2,000 UK adults found 78% would be likely to return to work early if an accident or injury left them unable to work, including 30% who said they would be very likely to do so.

Two-thirds (67%) were concerned about how they would cope financially if an injury prevented them from working, while 62% were worried about their ability to stay afloat following a sudden loss of income.

Financial pressures could also affect treatment and recovery, with 60% saying money worries would make them skip or delay treatment such as physiotherapy or rest.

This included 16% who said they would definitely delay or skip treatment and 44% who said they would probably do so.

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Meanwhile, 39% said they had previously risked their health at work because they could not afford to take time off.

Younger workers appeared particularly affected, with 88% of 18 to 24-year-olds saying they would return to work sooner than medically advised because of financial pressures, compared with 65% of those aged 55 and over.

Almost three-quarters (74%) of 18 to 24-year-olds also said financial pressures would make them skip or delay treatment, compared with 50% of over-55s.

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Women were more concerned about the financial impact of being unable to work, with 74% worried about how they would cope compared with 61% of men.

Susan Vanden, partner in the personal injury team at Simpson Millar, said: “An accident or injury can happen without warning, and alongside the physical impact, there’s often a financial one too.

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“Our research shows just how much money worries are shaping recovery decisions, with people returning to work too soon or delaying treatment, which can risk making a difficult situation harder.

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“Nobody should have to choose between their health and paying their bills.

“Where an accident or injury wasn’t your fault and was caused by someone else’s negligence, you may be able to make a personal injury claim.

“Compensation isn’t just about the injury itself. It can also cover financial losses like loss of earnings, and help meet the costs of treatment and rehabilitation.

“In serious injury cases, interim payments may even be available before a claim concludes, easing financial pressure while it’s ongoing to ensure the focus is on recovery.”

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