Mental health, cancer and musculoskeletal conditions drive IP claims at VitalityLife
The youngest claimant was 22 years old, and the average claim lasted 3.8 years.
VitalityLife has reported that its income protection (IP) claims totalled £1.8m in 2025, with mental illness, musculoskeletal conditions and cancer making up the majority of claims.
The youngest claimant was 22 years old, and the average claim lasted 3.8 years.
Over 70% of claims were for illnesses covered by the recovery benefit.
VitalityLife paid out a total of £149m in protection claims last year, settling £105m in life cover claims, with 99.4% of claims paid.
The main causes were cancer, heart disease and stroke.
VitalityLife also paid £42m in serious illness cover claims, with 87.3% of claims paid.
Cancer accounted for 64% of female claims and 41% of male claims, while heart and artery conditions made up nearly 25% of male claims and 4% of female claims.
Stroke and nervous system conditions were the second most common cause for both sexes.
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