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Digital claims help employers step in earlier as long-term absences rise, says Unum UK

Unum UK recorded a rise in long-term absence and saw nearly one in four Group Income Protection claims submitted through UnumSync.

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Unum UK recorded a rise in long-term absence and saw nearly one in four Group Income Protection claims submitted through UnumSync, its digital employer platform, six months after launch. 

In 2025, Unum paid £538m in group risk and health claims. 

The vocational rehabilitation team supported over 97% of people back to work or reached an agreed outcome.

Paula Coffey, director of claims, rehabilitation and medical services at Unum UK, said: “Long-term sickness absence has reached record highs, but we’re now seeing a clear move towards modern claims and absence management journeys, which help employers act sooner. 

“In 2025, Unum paid £538 million in group risk and health claims. And for the third year running, our Vocational Rehabilitation team helped 97% of people get back to work or reach an agreed outcome. 

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“As claim volumes and complexity grow, early and sustained employer engagement is critical to positive outcomes.”

Feedback from Unum’s wellbeing proposition, Help@hand, showed three-quarters of users said their health concerns were resolved more quickly than by booking care elsewhere, and nearly two-thirds said access to a remote GP helped reduce time away from work.

Coffey added: “Reflecting the principles set out in the Keep Britain Working Review and as the UK workplace continues to evolve, digitally led absence management and claims journeys will play a defining role in how employers respond to long term absence. 

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“This moves the focus upstream, reduces delays, and turns claims into an earlier opportunity for support rather than a last resort.”